A Simple Guide to 5 Popular Types of Loans – BadCredit.org – . diversity of credit determines 10 percent of an individual's FICO credit score.. But there are other types of loans that may not be as much of a financial burden.
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· A bad credit personal loan is a type of personal loan that is marketed to people with bad credit. People normally get bad credit personal loans for debt consolidation, to pay off unexpected expenses, make a large purchase, or to fix a home or car. Bad credit usually is a FICO score below 640.
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Private Personal Loans and Lenders Personal loan financing can come from a variety of different lenders, but private personal loans are usually associated with financing from private lenders or non-institutional groups. While personal loans from private lenders may have higher interest rates, they have a number of advantages: